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Are you in a cash crisis situation and urgently need money for food or other essentials? The resources on this page could help you get the help you need. A cash crisis could be caused by anything from delayed benefits to job loss that leaves you severely short of money that you need for essentials like food.
If you find yourself in this situation help is available. Read our guide to dealing with reduced income caused by the coronavirus outbreak. A foodbank is a free service that provides food for people who are struggling with money.
Some also help with small top-ups of credit for gas or electric pre-payment meters. Foodbanks may also help you access other sources of help in your local area. The largest foodbank organisation in the UK is the Trussell Trust. You can use their website to find your local foodbank. There are also smaller organisations running foodbanks too. These schemes are usually available to people on a low income that are facing financial difficulty.
Each local authority runs their own scheme with different qualifying criteria. Some offer small cash loans or grants, food vouchers, free used furniture and so on. Find out how to apply for a short-term benefits advance on the Government website.
Or get in touch with Jobcentre Plus for advice. Find out more about dealing with utility bills. Help varies between suppliers, and you can find a useful summary of the different energy schemes available around the country PDF here. This is because of the actions your suppliers can take to get you to repay arrears.
If you miss payments to gas and electricity bills, your providers could cut your supply off. If you miss payments to water, gas, and electricity bills your suppliers can start court action to get you to repay them, or in some cases deduct money directly from your benefits. Repayments to a budgeting loan are deducted from your benefits. You may also be eligible for housing benefit. You can check this by using our online benefits calculator. Sign up to our MoneyAware newsletter for even more great tips sent straight to your inbox every month!
If you receive certain benefits your child may be eligible for free school meals. This can help reduce some of your day-to-day costs. You can find out if your child is eligible for free school meals on the Government website. Turn2Us is a charity that helps people in financial difficulty access grants and support services. You can find out more about receiving free dental treatment during pregnancy on the NHS website.
If you receive certain benefits and are expecting your first child, you may be eligible for a Sure Start Maternity Grant. You can find out more about the Sure Start Maternity Grant , and check your eligibility, on the Government website. They may be able to offer you help with a range of support from housing advice to buying household goods, and health care.
Answer the questions below and we'll help you understand how close you are to having a debt problem and suggest what your next steps could be. We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Freephone including all mobiles. Home Debt information Your financial situation. Struggling to make important payments?
Free, online debt advice available now. Get debt help. What to do if you need emergency help with money and food. Who can help me right now? How to find your local foodbank A foodbank is a free service that provides food for people who are struggling with money. Different emergency funding is available depending on where you live in the UK. Get debt help now. Need debt advice? Who can help me this month? Looking for ways to make extra money? What can help in the long term? Free school meals If you receive certain benefits your child may be eligible for free school meals.
Applying for grants Turn2Us is a charity that helps people in financial difficulty access grants and support services. Related articles Debt stress and mental health Which benefits am I entitled to? Making a budget.
What to do if you need emergency help with money and food
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